What Campaign Finance Laws Cover
Campaign finance laws apply to money spent on federal elections, including presidential, Senate, and House races. These laws cover donations given to candidates, political parties, and political action committees (PACs). They also regulate how candidates and groups can spend money on advertising, campaign staff, and other election activities.
Contribution Limits
Federal law sets limits on how much money individuals and groups can donate directly to candidates. Individual donors can give up to $3,300 per candidate per election (adjusted for inflation). Donations to political parties and traditional PACs also have limits. However, Super PACs and other independent groups can accept unlimited donations because of the Citizens United Supreme Court decision.
Disclosure and Transparency
Campaigns, PACs, and party committees must file regular reports showing who donated money and how the money was spent. These reports are public and available on the Federal Election Commission website. Candidates must also disclose large donations quickly during certain periods before elections. This transparency helps voters know who is funding campaigns.
Super PACs and Outside Spending
After the Citizens United decision in 2010, Super PACs were created as independent groups that can raise and spend unlimited money on elections. Super PACs cannot coordinate directly with candidates or their campaigns. This ruling significantly changed campaign finance by allowing corporations, unions, and wealthy individuals to spend massive amounts on political advertising without being restricted by contribution limits.
State and Local Campaign Finance Laws
Individual states have their own campaign finance laws that can be stricter than federal rules. Some states have lower contribution limits, ban certain types of donations, or provide public funding for candidates. Local elections for mayor, city council, and other positions may also have their own campaign finance regulations.
Enforcement and Penalties
The Federal Election Commission enforces federal campaign finance laws. Violations can result in fines and legal action. However, the FEC has six commissioners, which sometimes makes enforcement difficult because major decisions require agreement from at least four commissioners. State election officials enforce state and local campaign finance laws.